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DSP Banking & PSU Debt Fund - Regular Plan - IDCW

Category: Debt: Banking and PSU
Launch Date: 14-09-2013
Asset Class: Fixed Income
Benchmark: Nifty Banking & PSU Debt Index A-II
Expense Ratio: 0.58% As on (31-07-2025)
Status: Open Ended Schemes
Minimum Investment: 100.0
Minimum Topup: 100.0
Total Assets: 476.02 Cr As on (31-07-2025)
Turn over:
NAV (₹): 10.5572 ₹ -0.01 ( -0.0549%)
as on 13-08-2025
CAGR Since Inception - 6.12%
Nifty Banking & PSU Debt Index A-II - 7.37%

Fund Managers

Mr. Shantanu Godambe, Mr. Sandeep Yadav


Investment Objective

The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

PERFORMANCE of DSP Banking & PSU Debt Fund - Regular Plan - IDCW

Scheme Performance (%) Data as on - 13-08-2025

1-Year Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Banking & PSU Debt Fund - Regular Plan - IDCW 7.49 6.91 5.35 5.76 6.12
Benchmark - - - - -
Debt: Banking and PSU 8.12 7.2 5.83 7.16 7.05

RETURNS CALCULATOR for DSP Banking & PSU Debt Fund - Regular Plan - IDCW

Growth of 10000 In SIP (Fund vs Benchmark)

Amount :
Period :
Start :
End :

Growth of 10000 In LUMPSUM (Fund vs Benchmark)

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Rolling Returns

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Key Performance and Risk Statistics of DSP Banking & PSU Debt Fund - Regular Plan - IDCW

Key Statistics Volatility Sharpe Ratio Alpha Beta Yield to Maturity Average Maturity
DSP Banking & PSU Debt Fund - Regular Plan - IDCW 1.2 -0.25 4.17 2.23 6.63 8.03
Debt: Banking and PSU - - - - - -

PEER COMPARISION

Scheme Name Launch
Date
1-Year
Ret (%)
2-Yrs
Ret (%)
3-Yrs
Ret (%)
5-Yrs
Ret (%)
10-Yrs
Ret (%)
DSP Banking & PSU Debt Reg IDCW Pay & Reinv 14-09-2013 7.49 7.4 6.91 5.35 5.76
LIC MF Banking & PSU Debt Reg Gr 30-05-2007 8.4 7.81 7.13 5.47 6.73
Edelweiss Banking and PSU Debt Reg Gr 06-09-2013 8.4 7.99 7.44 5.98 7.51
Sundaram Banking and PSU Reg Gr 30-12-2004 8.39 7.95 7.33 5.56 6.67
Baroda BNP Paribas Banking and PSU Bond Reg Gr 17-12-2020 8.34 7.8 7.06 0.0 0.0
UTI Banking & PSU Fund Reg Gr 05-01-2014 8.31 7.84 7.16 6.97 6.83
Bajaj Finserv Banking and PSU Reg Gr 10-11-2023 8.27 0.0 0.0 0.0 0.0
Axis Banking & PSU Debt Reg Gr 01-06-2012 8.26 7.68 7.07 5.79 7.25
Nippon India Banking & PSU Fund Gr Plan Gr 10-05-2015 8.26 7.83 7.31 5.93 7.38
SBI Banking & PSU Fund Reg Gr 09-10-2009 8.22 7.72 7.16 5.54 7.01

Asset Allocation (%)

PORTFOLIO ANALYSIS of DSP Banking & PSU Debt Fund - Regular Plan - IDCW

Portfolio as on

Top 10 Sectors in portfolio (%)

Top 10 Stocks in portfolio (%)

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